100 Nami Plaza, Suite 3, London , KY 40741

Phone: 606-864-5197

HOURS: Monday- Friday 8:00 AM-4:30 PM

PURPOSE: To provide supervised credit to rural families that can not obtain credit from private sources at rates and/ or terms they can reasonably meet through the following loan programs.

SERVICES: Rural Housing 502 Insured Program- Home ownership loans to buy, build or repair homes that are modest in size, design and cost.

RH Repair Loans/Grants- Assist very low income families with repairs to improve substandard housing.

RH 504 Grant- Repair grants to senior citizens that lack repayment ability for a 504 loan. Funds must be used to remove health and safety hazards.

ELIGIBILITY: Based on financial position, income and ability to obtain private credit.

FEE/Charges: Credit report fee for all applicants (RH-504 applicants exempted). Appraisal fee for most programs on a case by case basis.